For many professionals, a workplace retirement account — such as a 401(k), 403(b), or 457(b) — represents their single largest investment asset. Yet historically, these accounts have often been managed separately from the rest of a household’s portfolio.
Why? Because employer-sponsored retirement plans are typically held away at outside custodians, making it difficult for advisory firms to actively manage them alongside taxable investment accounts, IRAs, and trust assets.
After an extended evaluation and implementation period, our firm has adopted secure technology that allows us to professionally manage and rebalance most held-away retirement accounts — while your assets remain at your existing custodian.
In short: your workplace retirement account can now be fully integrated into your overall investment strategy.
Instead of operating in isolation, your 401(k) can now be aligned with your broader asset allocation strategy. This coordination helps ensure that each account works together toward your long-term goals — rather than duplicating exposures or drifting unintentionally over time.
Our team can monitor allocations, rebalance as markets shift, and make disciplined adjustments when appropriate — bringing professional oversight to what is often a client’s largest retirement asset.
You will also benefit from more streamlined reporting, with a clearer view of how your entire portfolio is positioned and performing across accounts.
Importantly, your assets do not move. Your 401(k) remains at your employer’s plan custodian. No funds are transferred, and you retain full ownership and visibility.
We are granted secure, limited authority to manage allocations within your plan — subject to plan compatibility and compliance protocols.
This structure allows us to coordinate your workplace retirement account with your other investments while maintaining the security and integrity of your existing plan.
Very few registered investment advisory firms have the ability to actively manage held-away employer retirement accounts in a compliant and secure manner.
By integrating this capability into our practice, we are able to deliver a more complete, cohesive investment experience — one that reflects your full financial picture rather than fragmented accounts.
If your 401(k) represents a meaningful portion of your net worth, it deserves the same level of professional attention as the rest of your portfolio.
If you would like us to evaluate your workplace retirement account for integration into your investment strategy, we invite you to contact our office to begin the onboarding process.
*Management of held-away accounts is subject to plan compatibility and custodial limitations. Not all plans are eligible. Please contact our office for details.*
This commentary reflects the personal opinions, viewpoints and analyses of the Integrity Wealth Partners, LLC employees providing such comments, and should not be regarded as a description of advisory services provided by Integrity Wealth Partners, LLC or performance returns of any Integrity Wealth Partners, LLC client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data, or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Integrity Wealth Partners, LLC manages its clients' accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.
